SAMHSA Releases New Resources on Parity

The Mental Health Parity and Addiction Equity Act of 2008 requires most health plans or health insurers that offer coverage for mental health conditions or substance use disorders (MH/SUD) to make these benefits comparable to those offered for medical and surgical benefits. This means that deductibles, copays, out-of-pocket maximums, and treatment limitations for MH/SUD must not be more restrictive than corresponding requirements offered for medical and surgical benefits. SAMHSA is providing these new parity resources to help inform Americans of their insurance benefits under law, and to help state insurance regulators and behavioral health staff better understand parity laws.

1. Understanding Parity: A Guide to Resources for Families and Caregivers

2. The Essential Aspects of Parity: A Training Tool for Policymakers

3. Know Your Rights: Parity for Mental Health and Substance Use Disorder Benefits